Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Ascentium Capital, the Syndications Credit Analyst is responsible for reviewing, analyzing, and evaluating credit in addition to gathering, inputting, and examining customer financial data with the aim of securing financing through outside lending partners. This position also prepares loan origination packages, submits to lenders and manages the decision, documentation and funding processes.

Ascentium Capital, a division of Regions Bank, provides convenient access to financing for business equipment and technology and serves small organizations to Fortune 500 companies with programs that benefit manufacturers, distributors and direct to businesses nationwide. Our finance specialization covers several segments, including technology, healthcare, hospitality, franchise, commercial vehicles, and other markets. We strive to be the premier provider of customized finance programs that add value to our customers' businesses.

Primary Responsibilities

• Reviews, analyzes, and evaluates credit
• Gathers, inputs, and analyzes customer financial data
• Pre-screens applicants to determine credit worthiness
• Works with syndicate partners to attain credit approval
• Prepares lease/loan origination packages for internal/external underwriter reviews
• Generates lease/loan documents in an accurate and timely manner to maintain the established business process
• Manages internal and external sales transactions through the funding process
• Fosters an open dialogue and strong working relationships with the Sales Representatives, Intermediary Sources, Potential Customers, Vendor Service Representative Department, Customer Service, Asset Management Group and other groups to ensure internal and external customer satisfaction
• Partakes in the assessment of lease/loan product goals/objectives to optimize utilization of human and financial resources to achieve corporate financial goals
• Works closely with the senior management on all business opportunities and issues related to the lease and loan product
• Provides input, feedback, and recommendations to senior management for enhancement of the lease and loan product
• Participates in meetings with other units/departments to provide input and improve the process

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor’s degree or equivalent in related field
• One (1) year of related experience

Preferences

• Bachelor’s degree in Accounting or Finance, or related field
• Business to business lending or related industry experience

Skills and Competencies

• Ability to manage multiple priorities
• Ability to learn additional systems as needed
• Ability to research, analyze data, and derive facts
• Ability to work in a team environment when applicable
• Ability to work under pressure and meet deadlines
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong attention to detail and proof-reading skills
• Strong verbal, written communication, and organizational skills
• Strong work ethic and self-motivation

This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$49,505.45 USD

50th Percentile:

$66,144.90 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.

Location:

Kingwood, Texas

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.