Job Summary

Our 8‑Week Rotational Summer Internship Program provides an immersive learning experience designed to introduce college students to key functions within our organization. Interns will rotate through Finance, Credit, and Commercial Banking, gaining hands‑on exposure, engaging in meaningful project work, and collaborating with experienced professionals across the company. This program is ideal for college students seeking to broaden their understanding of financial services and develop practical, real‑world skills.

Key Responsibilities / Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Finance Rotation (3 Weeks)

During your time with the Finance team, you will:

• Research and analyze current investor presentation materials
• Develop recommendations for enhancements to investor decks
• Present your findings to the Finance team

• Participate in investor calls and observe executive‑level discussions

Credit Rotation (4 Weeks)

In the Credit rotation, you will:

• Work closely with Portfolio Managers and Credit Analysts
• Assist with spreads and financial analysis
• Observe pre‑flight meetings and learn how credit decisions are evaluated
• Contribute to a team‑based project (assignment determined at program start)

Commercial Banking Rotation – (1 Week)

Your final week will be spent with the Commercial Banking team, where you will:

• Join client calls with both prospects and existing clients
• Shadow team members to understand business development and relationship management
• Meet with key leaders

Internship Outcomes-

• Gain exposure across multiple business areas
• Work directly with leaders and subject‑matter experts
• Build valuable experience for future careers in finance, credit, or banking
• Participate in meaningful projects with real organizational impact

• Expand your professional network

Responsibilities include:

• Maintain confidentiality and security of sensitive information.
• Adhere to all corporate policies and procedures, Federal and State regulations, and laws.
• Complete all mandatory annual compliance training.
• Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws.
• Perform other duties and special projects as assigned.

Job Requirements

Education:

• A minimum of two years of undergraduate coursework in a related field

Required:

• Strong analytical and problem‑solving abilities
• Excellent verbal and written communication skills
• Familiarity with financial institution products and services
• Proficient in Microsoft Office products

About HomeTrust Bank

HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.

Work Environment, Physical Requirements

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.

• This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
• Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
• Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
• The employee will frequently communicate and must be able to exchange accurate information with others.
• The employee may need to move around their office to attend meetings and to access files, machinery, or other job-related tools.

DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.