As a Software Engineer III at JPMorganChase within Consumer & Community Banking, you will contribute to the design, development, and support of mainframe applications powering credit card and payment processing functions. You will apply strong engineering fundamentals, focus on code quality and controls, and help drive continuous improvement across systems and processes.

Job responsibilities

• Execute software solutions including design, development, and technical troubleshooting while thinking beyond routine approaches to solve complex problems
• Create secure, high-quality production code and maintain algorithms that run with appropriate systems
• Produce architecture and design artifacts for complex applications and help ensure design constraints are met through software development
• Gather, analyze, synthesize, and develop reporting from large, diverse data sets to drive continuous improvement of applications and systems
• Identify hidden problems and patterns in data and use insights to improve code quality, operational hygiene, and system architecture
• Support high-volume online and batch processing workloads by improving reliability, performance, and data integrity
• Contribute to documentation, controls, and audit-ready deliverables aligned to payment processing and credit card platform needs

Required qualifications, capabilities and skills

• Formal training or certification on software engineering concepts and 3+ years applied experience
• 3+ years of hands-on mainframe software engineering experience using COBOL, JCL, VSAM, DB2, CICS, and MQ
• Experience with batch scheduling and change management tools (for example, CA7 and ChangeMan)
• Experience supporting or enhancing payment processing and credit card platform functionality (for example, account setup, application processing, transaction posting, billing cycles, statement generation, pricing, change-in-terms, and collections)
• Experience with data mapping and migration across platforms, including interface development, configuration, and integration
• Ability to troubleshoot production issues, analyze root cause, and implement preventative fixes in high-availability environments
• Strong written communication skills with experience producing clear technical documentation and supporting audit/control requirements

Preferred qualifications, capabilities and skills

• Experience working with TS2 architecture and configuration options
• Experience supporting large-scale credit card conversion programs, including cutover planning, event scheduling, and post-conversion stabilization
• Familiarity with data extract, transform, load processes and controls in payment or card processing environments
• Experience optimizing systems for high transaction volumes across online and batch execution paths

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Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

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Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

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Build resilient mainframe payment processing solutions and help modernize credit card platforms through secure, high-quality engineering.