Securitized Products Group - Financial Analytics and Structured Transactions - Analyst
Accounting & Finance, IT, Data Science
New York, NY, USA
- Prepare and normalize raw collateral and deal data into analyzable fields, performing quality checks and flagging anomalies or inconsistencies (including developing a strong understanding of data definitions, reporting conventions, and how collateral characteristics impact performance and valuation across multiple asset classes)
- Perform pool, portfolio, and transaction analytics using internal models and agreed-upon assumptions, working with trading, structuring, sales, banking and other partners on custom scenarios and sensitivities (framing key drivers and trade-offs, identifying assumption sensitivities, and articulating implications for pricing, risk, and execution)
- Support financing and securitization analysis by assessing structural considerations at a high level, including concepts such as credit enhancement and loss coverage, advance rates and haircuts, and key term comparisons across market conventions
- Maintain and use internal databases and trackers of securitizations and transactions to compare structures, bond sizing, and deal terms across sectors and asset classes
- Run ad hoc pricing, scenario, and cashflow analysis in industry analytics platforms (e.g., Intex, Bloomberg, OASis) and proprietary Python-based models
- Produce clear written materials and summaries for stakeholders, highlighting risks, sensitivities, data limitations, and execution considerations; be prepared to discuss findings with internal and external partners as needed
Required Qualifications
- Bachelor’s degree (or equivalent practical experience) in computer science, engineering, economics, or finance
- Strong analytical, problem solving, and quantitative skills
- Excellent communication skills and strict attention to detail, including the ability to identify patterns and anomalies in data, explain findings clearly, and work effectively with multiple stakeholders
- Understanding of fixed income mathematics and cash flows
- Comfort working under time pressure, prioritizing across concurrent requests, and managing timelines and deliverables in a fast-paced environment
Preferred Qualifications (Bonus)
- Experience or demonstrated interest in structured products and securitized markets across a broad set of asset classes (e.g., ABS, MBS, CMBS, CLO, consumer, and other securitized collateral types)
- Experience with Python or other scripting languages, and familiarity with databases and data pipelines
- Experience with industry analytics tools (e.g., Intex) and/or internal pricing and modeling frameworks
- Familiarity with automation and AI-assisted tools as a productivity aid in research or analysis
Skills and Competencies
Successful Analysts on the team are disciplined, detail-oriented, and rigorous in how they validate inputs and assumptions. They can structure ambiguous questions into actionable analyses, communicate clearly in writing and verbally, and produce decisioning materials that distinguish facts, assumptions, analysis, and conclusions. They collaborate effectively across product specialists and stakeholders, incorporate feedback quickly, and maintain strong ownership of deliverables from initial request through final output, with an emphasis on execution quality, judgment, and timeliness.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
As an Analyst on the SPG FAST team, you will work with internal teams and external counterparties to analyze collateral and structured transactions to facilitate purchases, sales, financing, securitization and advisory activity. The role includes exposure to loan-level and pool-level collateral data, and associated CUSIPs, across residential, consumer, and other securitized product types.