Description

The candidate will be a member of the Chase Auto Corporate Development Finance deal team, responsible for modeling deal economics with major auto producers and co-leading negotiations. The Private Label Captive Finance team serves as a planning and analytical resource to help executives manage, forecast, plan, and assess business profitability and new opportunities. We use financial data and recommendations to influence the Auto Leadership Team on the direction to pursue. This includes upside sensitivities showing projected profit if deals perform as expected, as well as downside risk sizing for potential “black swan” events such as economic hardship or car maker specific challenges. We also analyze emerging technologies to identify defensive and offensive opportunities and use these insights to help drive new strategies within Chase Auto.

As an Associate Financial Analysis in the Chase Auto Corporate Development Finance Deal Team, you will evaluate partnership opportunities and support negotiations by modeling economics, risks, and returns. You will help leaders understand expected profitability, key sensitivities, and potential downside outcomes under adverse scenarios. You will partner closely with stakeholders across Pricing, Business, and Credit to align assumptions and translate analysis into decisions. You will communicate findings through executive-ready materials that are clear, concise, and actionable.

You will contribute to business cases that span volume growth, revenue, expenses, and credit losses. You will analyze performance and portfolio trends to inform forecasts and opportunity sizing. You will also support strategic assessments of emerging technologies and market shifts such as identifying opportunities that protect existing business and unlock new sources of revenue. You will operate in a collaborative environment that values curiosity, ownership, and well-supported points of view.

Job responsibilities

• Build and maintain Excel-based financial models to evaluate partnership economics and growth opportunities across the business development lifecycle
• Develop business cases for new initiatives, including assumptions for originations, revenue, expenses, and credit losses
• Perform profitability and income statement analysis to identify performance drivers and inform management decisions
• Conduct sensitivity and scenario analysis to quantify upside potential and downside risk under adverse conditions
• Analyze large historical datasets to identify trends and develop forecasts supporting strategic decision-making
• Develop deep understanding of loan and lease profitability drivers to improve business case quality and rigor
• Partner with cross-functional teams (including Pricing, Business, and Credit) to align inputs, assumptions, and recommendations
• Create clear, executive-ready presentations that communicate complex analysis in a concise and compelling way
• Present findings and recommendations to stakeholders across Finance, Business Development/Sales, and Risk
• Support ongoing monitoring of deal performance and key metrics, escalating insights and risks as appropriate

Required qualifications, capabilities, and skills

• Bachelor’s degree in Finance, Accounting, or a closely related field
• 2 + years of experience in financial analysis, corporate finance, or accounting
• Advanced Excel skills, including building structured models and performing scenario/sensitivity analysis
• Experience working with large datasets (extracting, cleaning, and manipulating data to produce insights)
• Ability to translate financial results into clear recommendations and decision-ready summaries
• Strong written and verbal communication skills, with the ability to explain complex topics clearly
• Experience creating executive-ready materials in PowerPoint (or equivalent presentation tools)
• Strong analytical and problem-solving skills, including attention to detail and comfort with ambiguity
• Demonstrated ability to manage multiple priorities and deliver high-quality work under tight deadlines
• Proven ability to collaborate effectively with cross-functional stakeholders

Preferred qualifications, capabilities, and skills

• Experience in consumer lending, auto finance, or another regulated financial services business
• Experience supporting partnership, pricing, or deal-related analyses
• Familiarity with credit loss concepts and risk-adjusted profitability frameworks
• Experience building forecasts and tracking performance to plan (variance analysis)
• Proficiency with SQL, Tableau, Alteryx, or similar analytics tools
• Experience presenting to senior stakeholders and responding to feedback in real time
• Interest in market and technology trends impacting automotive and lending ecosystems

Additional Information

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT). This role is not eligible for relocation assistance.

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans