The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

PayPal World is our new global platform connecting leading digital wallets—launching with Mercado Pago, NPCI International’s UPI, and Tenpay Global—to make cross-border payments feel local. We’re building the rails that let people shop internationally, pay in-store like a local, and send money to friends abroad using the wallet they already trust.
For businesses, we unlock new markets by accepting popular local wallets through their existing PayPal integration—no costly rebuilds.

Join us to ship a technology-agnostic, planet-scale platform reaching billions of users!

Job Description:

Essential Responsibilities:

• Acts as a project or system leader, coordinating the activities of other engineers on the project or within the system
• Determines the technical tasks that other engineers will follow
• Actions result in the achievement of customer, operational, program or service objectives
• Proactively improves existing structures & processes
• Exercises judgement in reconciling diverse and competing priorities (time, quality, complexity risk) to identify optimal solutions to problems
• Notices patterns and condenses repetition into densely meaningful generalized solutions
• Collaborates with management to set/improve standards for engineering rigor
• Trusted to represent PayPal, Inc to the outside world via interactions with partners, customers, or industry organizations

Expected Qualifications:

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Key Responsibilities:

Solution Architecture & Pre-Sales

• Design and architect enterprise-grade payment wallet solutions using Java microservices, APIs, and cloud-native technologies
• Lead technical discovery sessions with prospective enterprise clients; develop compelling business cases and technical solution designs
• Conduct proof-of-concept pilots and prepare comprehensive RFP responses addressing complex payment integration scenarios
• Serve as primary technical advisor during pre-sales, translating client requirements into scalable architectural designs

Client Leadership & Delivery

• Act as trusted technical advisor to Leadership and technical stakeholders throughout engagement lifecycle

• Facilitate multi-stakeholder workshops; maintain clear communication on scope, technical decisions, and risk management
• Support complex RFx/RFP negotiations and vendor evaluations; navigate regulatory requirements (PCI-DSS, AML/KYC, regional compliance)
• Lead or significantly influence large-scale enterprise engagements from discovery through implementation

Technical Mentorship & Innovation

• Mentor junior consultants and implementation teams; conduct code reviews and establish technical best practices
• Contribute to internal innovation initiatives and product roadmap recommendations based on client feedback
• Stay current with emerging payment technologies (blockchain, real-time payments, AI fraud detection, next-gen wallets)

Required Qualifications:

Experience

• 7+ years professional experience in software development, solution architecture, or technical consulting
• 5+ years specializing in payment systems, fintech solutions, or financial services platforms
• 3+ years in client-facing pre-sales or solution engineering roles within fintech/financial services
• Proven track record leading enterprise engagements with measurable business outcomes

Technical Expertise

• Expert Java proficiency (Spring Boot/Cloud, microservices patterns, distributed systems, performance optimization)
• Advanced payment systems knowledge: payment gateways, digital wallets, tokenization, PCI-DSS compliance, payment APIs
• Cloud platforms (AWS/Azure/GCP): containerization (Docker/Kubernetes), databases (SQL/NoSQL), CI/CD pipelines, infrastructure-as-code
• RESTful API design, event-driven architectures (Kafka/RabbitMQ), caching strategies, distributed tracing/observability tools
• High-throughput system design, load testing, database optimization, and performance tuning

Consulting & Business Skills

• Exceptional executive communication; ability to translate complex technical concepts for C-suite audiences
• Expert requirements analysis, stakeholder management, and strategic problem-solving
• Deep understanding of financial services business models, payment economics, and regulatory landscapes
• Strong project leadership and ability to influence cross-functional teams without direct authority

Subsidiary:

PayPal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.