Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Regions, the Asset Liability Management (ALM) Analyst contributes to the quantitative asset/liability strategy development and market research team. The position is also involved in balance sheet strategy development, balance sheet simulation modeling/forecasting (Earnings-at-Risk/EAR and economic value of equity/EVE), interest-rate risk analysis, market research, and statistical balance sheet assumption support.

Primary Responsibilities

• Aids in the estimation and monitoring of interest-rate risk and other asset/liability risk exposures leveraging a variety of tools and techniques including simulation models, economic analysis and market research
• Participates in the design, construction, and monitoring of innovative investment, hedging and funding strategies
• Assists in ALM team development including knowledge sharing and project coordination
• Develops reports and presentation materials that effectively communicate financial performance, risks, and strategy recommendations
• Engages and collaborates with others, including portfolio managers, lines of business representatives, and funding managers to provide support for subjects such as earnings forecasting, interest rate risk analysis, funds transfer pricing (FTP), Economic Capital, Capital Planning, Corporate Development, etc.
• Provides implementable statistical analytics for the support of portfolio modeling
• Receives instruction, guidance and direction from move senior level associates

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

• Bachelor's degree in Mathematics, Finance, Statistics, Econometrics, or related field

Preferences

• Master's degree in Mathematics, Finance, Statistics, Econometrics, or related field
• ALM experience
• Programming and/or Structured Query Language (SQL) skills
• Quantitative Risk Management (QRM) skills

Skills and Competencies

• Ability to cultivate and work in a team environment
• Excellent computing skills including expertise in Excel and Access
• Good verbal and written communication skills including presentation of financial analysis
• Strong work ethic and self-motivated

This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.

This position is intended to be onsite, now or in the near future. Associates will have regular work hours, including full days in the office three or more days a week. The manager will set the work schedule for this position, including in-office expectations. Regions will not provide relocation assistance for this position, and relocation would be at your expense.

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

50th Percentile:

Incentive Pay Plans:

This job is not incentive eligible.

Location:

Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.