Students! Find the fintech job of your dreams here.

Principal Engineer (Multiple openings) in San Francisco, CA

U.S. Bank

U.S. Bank

San Francisco, CA, USA
USD 161,670-194,500 / year
Posted on Jan 5, 2026

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Essential Responsibilities:

Develop and design of web solutions at scale and build secure money movement experiences across the fintech family of products and build enterprise software using cloud-based services or products for U.S. Bank’s Spend Management Platform. Specific duties include:

  • Act as a key technical player across all areas of the software engineering lifecycle, including gathering requirements from stakeholders and defining experiences in partnership with UX designers and Product Owners;
  • Design and develop highly scalable and reliable spend management platform for Small and Medium Business handling expenses, accounting, cards, and payments for the business and their employees;
  • Deploy, optimize and deliver applications on cloud (Amazon Web Services) and with distributed systems at scale for overall application management;
  • Work with technical leaders across organization boundaries to integrate services and workflows, releasing quality and observability measures included in the delivery of pipelines;
  • Build concurrent data streaming and building real-time systems using pub-sub systems (Apache Kafka, SNS-SQS, and RabbitM);
  • Implement reporting tools, including DataDog, New Relic, Kibana, Rollbar, Segment, Pendo, and Optimizely;
  • Code in Java, Spring Framework, and SQL Databases and troubleshoot and debug code, and perform an analysis of code (and tech debt backlog) looking for security;
  • Use Docker, Containers, RESTful web services, and asynchronous programming in monolith and microservices settings;
  • Decide on technical architecture evolution and designing software that meet long-term scale needs;
  • Level-up existing and new teams to deliver against organizational goals and deliver working, high-quality, and well-documented software on time based on team commitments; and
  • Anticipate cross-departmental technical and non-technical problems and advocate for technical priorities to improve software.

Uses the following tools and technologies: Java, Spring Framework, SQL and NoSQL Database, RESTful APIs, Event Driven Programming, Amazon Web Services (AWS), Javascript, Apache Kafka, SNS-SQS, RabbitMQ, Segment, Pendo, Splunk Distributed Systems, Kubernetes, DataDog, New Relic, Kibana, Rollbar, Segment, Pendo, and Optimizely. Multiple positions available.

Basic Qualifications:

This position requires a Bachelor’s degree or equivalent in Computer Science or Computer Engineering and 5 years of (progressive, post-baccalaureate) experience in a software engineering or application development related occupation.

Required Skills/Experience:

Must also have 24 months of experience with each of the following: 1) Deploying and delivering applications on cloud and distributed systems at scale. 2) Coding in Java, Spring Framework, and SQL Databases and troubleshooting and debugging code. 3) Building concurrent data streaming and real-time systems using pub-sub systems (Apache Kafka, SNS-SQS, and RabbitM). 4) Building enterprise software using cloud-based products or services. 5) Using Docker, Containers, RESTful web services, and asynchronous programming in monolith and microservices settings. Employer will accept experience gained concurrently.

Base pay range may vary if an offer is made for work in a different location. Pay Range: $161,670 - $ 194,500. (#LI-NDI #LI-DNI #LI-DNP #DE-DNP #IND-DNP).

  • The examination for this position may include additional supplemental questionnaires. Improper or missing responses could affect your application.

  • This position is not eligible for visa sponsorship.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.